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2、Cash is no longer king as far as most Australians and South Koreans are concerned as more than eight in ten pay less often in cash today than they did five years ago, according to a survey released on Monday.   50   , 69 percent of Americans surveyed use less cash than five years ago,   51    in Asia the figures were generally    52   , with Singapore at 45 percent, said MasterCard Worldwide.

Shuan Ghaidan, MasterCard’s Asia Pacific head of product sales and delivery, said one 53    for the    54    use of cash in Australia was the growing    55    of debit cards (借記卡), while in South Korea contactless payment on mobile phones had been popular. Credit cards    56    be used for higher value transactions, he said. Besides young people, for  whom    57    cards are usually their first card, he said the debit card is also    58    by some older people “who don’t want credit any more, don’t want to    59    debt any more.”

The global    60    has been rocked in the past year by a credit crisis    61    US mortgage loan defaults (次級房貸問題).

The    62    noted that nearly nine in ten Australians and New Zealanders said they

63   carrying large amounts of cash, compared with six in ten Singaporeans or 80 percent of Americans.

MasterCard said it    64    7,000 interviews across 12 countries, including Malaysia, China, South Korea, Canada, Italy, France and Germany.